Understanding Debt and Building a Payoff Plan gives learners a general educational foundation in how debt, interest, and fees work, then walks through building a structured payoff plan around two common prioritization approaches — starting with the smallest balance or starting with the highest rate. The course covers setting a realistic monthly payoff amount, sequencing debts into a timeline, automating payments, and avoiding common setbacks like new debt creeping back in. It closes with guidance on what to do once debt is cleared. This course is general financial education only, not specific financial, tax, or legal advice for your situation.