Terms of Service

Last updated: April 24, 2026

These Terms govern your use of personaldevelopmentskills.io (“Service”) operated by Personal Development Skills. By using the Service, you agree to these Terms and our Privacy Policy.

1. Eligibility

18+ and able to form a binding contract.

2. Accounts

Provide accurate info, keep credentials confidential.

3. Purchases

• USD pricing.
• You authorize charges.
• Sales subject to acceptance.
• Taxes and fees may apply.

4. Refunds

See product/service page for Refund Policy.

5. Intellectual Property

All content is property of Personal Development Skills or licensors. No copying or derivative works without written permission.

6. User Content

You retain ownership but grant us a worldwide, royalty-free license. Content must not infringe third-party rights.

7. Acceptable Use

No unlawful use, harassment, malware, unauthorized access, bots without permission, or interference.

8. Third-Party Services

At your own risk under third-party terms.

9. Disclaimers

Content is informational; not professional advice.

10. Limitation of Liability

Personal Development Skills is not liable for indirect, incidental, special, consequential, or punitive damages. Liability capped at greater of amounts paid in 12 months or $100.

11. Indemnification

You agree to indemnify Personal Development Skills from claims arising from your use, violation of Terms, or third-party rights.

12. Termination

We may suspend/terminate anytime.

13. Governing Law

Texas law. Dallas County, Texas courts.

14. Changes

We may revise. Continued use = acceptance.

15. Entire Agreement

Terms + Privacy Policy = entire agreement.

16. Severability

Unenforceable provisions severed.